The season of hurricanes is here, and if you’re a Florida homeowner, it’s time to complete your wind mitigation inspection. The wind mitigation audit is an inspection of your house to determine if it can withstand the force of high winds like the ones generated by hurricanes. In this blog, we’ll go over a wind mitigation inspection and why you should buy one for your home.
The first thing you need to know regarding wind mitigation inspections is that most Florida homeowners’ insurance policies require them. Insurance companies are looking to ensure that the structure of your house is as secure as possible from the force of hurricanes. An inspection for wind mitigation will aid in determining whether or not your house requires any additional protections like hurricane shutters or stronger windows.
The Process
The inspection itself is simple. A licensed inspector will come to your residence and look for things that will assist in reducing wind damage, like erecting roofs and hurricane straps. They’ll also look at the age of your house as well as any improvements that have been completed.
After the inspection is completed, you’ll receive an inspection report, including any recommendations to protect yourself from hurricanes. These suggestions aren’t required. However, they can aid in getting a reduction on the cost of your insurance. Additionally, they’ll ensure your family’s safety should there be a storm. If you’re a Florida homeowner, make certain to obtain an assessment of wind mitigation on your house. It can help you save money on the cost of insurance and ensure your family’s safety in case of a storm.
What is a Wind Mitigation Inspection?
An inspection for wind mitigation is a look at the structure of your house to see how it can withstand the force of high winds like the ones generated by hurricanes. The inspection will look at things like windows, roofs and doors, as well as whether there are structural flaws, either external or internal, which could cause the home to collapse during high winds.
In Florida, Wind mitigation checks are mandated by the majority of homeowners insurance policies. The reason is that insurers want to ensure your home is protected in the event of a hurricane. An inspection for wind mitigation will aid in determining whether your home requires additional protections like hurricane shutters or stronger windows.
Benefits of Wind Mitigation Inspection
Being able to have a safe house in the notoriously chilly weather of Florida is certainly an honour. Everyone wants their loved ones to be secure in their homes. Examining your home and making it wind-proof will not just protect the stress of a falling house but also earn you some cash. Many policies for homeowners insurance in Florida provide premium discounts for wind-resistant homes.
The insurance provider might not offer you complete coverage if you live in an older home. If that is the situation, the wind mitigation inspection is a great option because it will help you make an incremental plan for repair. The inspector of your home will provide comprehensive information about every vulnerability of your house against strong winds.
It also provides the estimated costs of fixing each of these vulnerabilities. This report will aid you in getting the insurance coverage for your home you require and will also prevent you from paying a large sum on repairs to come. Buyers of homes typically request an inspection of their home before closing the purchase to ensure of the property they’re purchasing. In Florida, it is required by law that you have your home examined.
Another major advantage of having a wind mitigation check is making incremental repairs. If there is minor damage to your home, a few minor repairs and modifications can fix. If that’s the case, your home inspector will suggest adjustments to improve the wind resistance of your home without having to pay a large amount in one go.
Home improvements of all kinds which can result in discounts:
- – hurricane shutters
- Impact-resistant windows and doors
- Gable end bracing
- Roof sheathing clips
- Secondary water resistance
- – garage door bracing
Certain home insurance companies will offer you a reduction because of these features, while others offer discounts according to the wind mitigation report. In either case, getting an inspection is worthwhile to determine if the home can be eligible for discounts. If you’re a Florida homeowner, you should ensure an inspection to mitigate wind damage on your property. It can reduce insurance costs and ensure your family’s safety during a storm.
Why You Need a Wind Mitigation Inspection
Florida law stipulates that homeowners with hurricane insurance must undergo an inspection for wind mitigation at least every five years. This is done to ensure your home is built to code and can withstand the force of high winds. If your home doesn’t meet the inspection standards, it could be required to make certain changes or improvements before your insurance company can offer coverage.
You’ll have peace of assurance that the family you have as well as your home, is secured from tropical storms. As an owner of a home in Florida, it is your obligation to take care of your home and ensure it complies with the latest standards. A wind mitigation inspection can aid you in this. In addition, many insurance providers offer discounts on the cost of insurance for homes that pass the test. This means that not only are you protecting your home and your family as well, but you’ll also save on insurance.
Hire a Licensed Home Inspector
If you’re looking for a house inspector to conduct the newly constructed inspection, ensure that you choose a qualified and licensed professional. The inspector for your home should be competent to give you full and detailed reports of their findings and pictures so that you can make the needed changes to your house.
Wind mitigation is an important element of keeping your home safe in Florida. It is important to employ an experienced and licensed home inspector to carry out the inspection. This will guarantee that your house is safe and can withstand the force of high winds. Peace of mind is priceless, particularly regarding the security of your home and family.
Conclusion:
A wind mitigation check is essential for Florida homeowners as it will assist you in reducing the cost of hurricane insurance. It is also essential to ensure that your home is in compliance with standards and can withstand the force of winds during an upcoming hurricane. If you’re searching for an experienced inspector to conduct the wind mitigation inspection take a look at The XYZ Home Inspections. We’re here to assist you to ensure your home and family are protected from tropical storms. Contact us today to set up an appointment.
